Privacy Policy

Effective February 21, 2021

This Privacy Policy applies to your use of online systems provided by Impact Innovations Inc. d/b/a NWI Business Solutions, an Illinois corporation ("we," "us," etc.).  This Privacy Policy explains how we collect, store, and use personal information provided by you on our websites (or affiliated websites) and associated products or services (collectively "Services").  By accessing and using our websites or the Services, you explicitly consent, without limitation or qualification, to the collection, use, and transfer of the information provided by you in the manner described in this Policy.  Please read this Policy carefully, as it affects your rights and liabilities under the law.  If you disagree with the way that we collect and process personal information, then please do not use this website or our Services.


Information Collection.  We may collect information about you in the following ways:

By Users.  You may give us information about yourself, such as when you create an account with us or when you contact us (whether via a website, telephone, e-mail, postal mail or through any other means).

Third Parties.  We may receive information from you from third parties and publicly available sources, such as marketing information service providers.

Automatically.  Information may be collected automatically when you access our websites or the Services.  This collection may happen through the use of such means as cookies or third-party analytics (e.g. Google Analytics).


Use of Information.  We may use the information that we collect to resolve any questions or issues that you bring to our attention, to analyze the effectiveness of our websites and marketing, or to carry out various business functions.  Examples of how that information is used include:

Marketing Purposes.  We may use information that we collect from you to determine your interests in the courses available on our websites.  We may also use it so we can determine what courses and features are most popular.  We may also use your information to keep you updated about new classes and features.

Internal Operations.  We may use the information in order to improve the effectiveness of our websites, the Services, and customer service efforts.

Legal Compliance.  We may use the information that we gather in order to detect and prevent fraudulent transactions and monitor against theft or other violations of law.  In addition, we use such information to protect the security and integrity of our websites, the Services, and our business in general.


Sharing Information.  In general, we do not share your information with third parties, other than instructors who may or may not be acting as independent contractors.  However, we reserve the right to disclose information in the following circumstances:

Legal Process. We will disclose your information if legally required to do so, pursuant to a request from a governmental entity.  We may also share information if we believe in good faith that such disclosure is necessary to:

Conform to legal requirements or comply with legal process;  or

Protect our rights or property, or those of affiliated persons or companies;  or

Prevent a crime;  or

Protect the personal safety of another user, or of the public.

Acquisition or Merger. We may disclose and transfer your information to a third party who acquires, or who seeks to acquire, any or all of our business, whether such acquisition is by way of merger, consolidation, purchase of all (or a substantial portion) of our assets, or similar event.  In such case, we will use reasonable diligence regarding such purchasers and provides reasonable safeguards for the protection of your information.

Insolvency. The U.S. Bankruptcy Code allows for transfer of information in certain limited circumstances. If we become the subject of an insolvency proceeding, whether voluntary or involuntary, then we (or our liquidator, administrator, or receiver) may sell, license, or otherwise dispose of such information in a transaction permitted by law and approved by the bankruptcy court.

Information Retention.  We will retain all of your information for up to two years from the time of your most recent purchase of any of our Services, or, if you do not purchase Services, from the time that you register for an account.  However, you are hereby advised, and agree to accept, that even if we delete any given piece of your information, that information may persist on backup or archival media for legal, tax, or other regulatory purposes.


No Information Collected from Minors. We do not knowingly collect any PII from children under the age of 13. We do not solicit business from, nor accept offers to transact business with, minors. Our services are only intended for those who are 18 years of age or older. Normally, we do not have any idea as to the age of any particular user who visits our websites or accesses our Services. However, if we obtain actual knowledge that we have collected PII about a minor under the age of 13, then we will delete that information from our records. Because we do not knowingly collect such information, we have no such information to use or to disclose to third parties.

Security. We take commercially reasonable technological precautions to protect your personal information. However, no information transmission over the Internet is guaranteed to be totally secure. Therefore, we cannot and do not warrant that your information will be totally secure. Any transmission of data in and through our websites is at your own risk. However, access to your information is strictly limited and is not accessible to the public.

Hyperlinks. Our websites may contain links to websites that are owned or operated by third parties. We are not responsible for the content – including the privacy practices – of such websites. Any such links are provided for your convenience and reference only. Please review the terms and conditions of third-party websites, as they may be different from ours. The inclusion of a link does not in itself imply any endorsement of any third party who owns or operates the website, nor of any services offered thereon, nor of the accuracy or usefulness of the contents thereof.

Opt Out.

Declining or Withdrawing.  You may decline to provide us with information – or, after agreeing, you may subsequently withdraw permission for us to collect information – even though such information might be needed in order to properly access or utilize the Services.  If you do that, then you will not be able to access or utilize those Services.

Update.  You can add or update information at any time.  Please note that when you update information, we typically keep a copy of the prior version for our records.

Contact. To ask questions about your information, or to update information or withdraw your permission, please contact [email protected].

Transfers Outside the European Economic Area.  Users located in or subject to the jurisdiction of the European Economic Area (EEA) are advised that information that we collect may be stored and processed in and transferred to countries outside of the EEA.  Please note that our principal place of business is located within in the United States of America.  Therefore, for the avoidance of doubt, you should assume that your information will be stored in, processed in, and transferred to countries outside of the EEA.


Choice of Law. This Privacy Policy shall be governed by, and construed according to, the laws of the State of Illinois, without regard to conflicts of laws principles. All actions hereunder may be brought only in a U.S. state or federal court having jurisdiction in McHenry County, Illinois. You hereby consent to venue in these fora.

Transfer of Rights.  You may not transfer any of your rights under this Policy to any other person or entity.  We may transfer our rights under this Policy if we reasonably believe that your rights will not be materially affected.


Severability. If a court of competent jurisdiction ultimately determines that any portion of this Policy is unenforceable, then that provision shall be rewritten, interpreted, or otherwise modified to include as much of its nature and scope as will render it enforceable. If that provision cannot be so modified as to be enforceable in any respect, then it shall be severed from this Policy, and the remainder of the Policy shall be enforced as if the offending provision were not included.

Changes and Revisions.  We reserve the right to revise this Policy as we, in our sole discretion, may deem necessary or advisable from time to time.  We will post those changes through reasonable notice on our websites.  Alternately, please contact [email protected] to request the latest version of our Policy.


 Your California Rights.  Under California law, a California resident with whom we have an established relationship has the right to request certain information with respect to the types of personal information that we have shared with third parties for their direct marketing purposes, and the identities of those third parties, within the immediately preceding calendar year, subject to certain exceptions.  All requests for such information must be in writing and sent to [email protected].